Chameleon Articles Directory

Awesome agricultural property development tips with Shane Comiskey Brisbane? Shane Comiskey Brisbane Queensland has extensive commercial experience in the food & agribusiness sectors. This experience has been acquired from roles as a horticultural producer (10 years), a partner in a boutique agribusiness consultancy (14 years) and most recently operating as a stand alone business consultant. He has an honours degree in agricultural economics. Shane Comiskey’s broad sectoral experience allows him to understand, converse and provide innovative solutions to agribusiness client’s whether they be growers, other agribusiness supply chain members, financiers, industry agencies and government.

Effectively, Shane can ‘talk the language’ of food and agribusiness at whatever ‘level’ is required. Excellent communication skills (written and oral). Shane is able to articulate at the appropriate level required to parley potential solutions or remedies to issues. Having a breadth of exposure to a wide range of business and industry environments and to then apply lessons learnt to other businesses or sectors. Excellent financial analysis and management skills. One of Shane’s fortes is his financial analysis and scenario analysis modeling capability.

The main reason why many developers opt for traditional loans from banks is the low interest rates. In the current economic scenario, all the major banks are more than willing to back property developers. The area where your business operates also has a part to play in how easily you can get a bank loan. Lenders are more favourable to developers in regions where there is short supply and more demand for property. If the developer has a good amount of presales secured and all the paperwork is in place, banks will offer the capital required. Banks are sometimes reluctant to give out large loans when the country’s economy has taken a hit. This is mainly because developers require large deposits. There are also likely to be fewer buyers in the market when the country is going through a recession. Also, developers find it increasingly difficult to sell projects based on plans, as buyers want to see the finished product before taking the plunge.

Shane Comiskey Brisbane Queensland real estate investment tricks: If you’ve been in the property development game for a while, you know that it is a fiercely competitive industry. You’ll need to make the most of all the online and offline marketing avenues available to set your brand apart. The Internet has changed the way the real estate industry functions. It’s no longer about contacting a real estate agent who will show you a couple of properties. Buyers are savvier than ever and do a lot of research online before they are ready to even contact a property developer. This is why it’s so important for your business to have an active online presence that’s curated to show your brand in the best light possible. The ideas and practices mentioned in this article are tried and tested ways to promote your developments and improve sales. Whether you’re looking to revive an old listing or are trying to sell a brand new property, these tips are meant to guide you in the right direction. It’s all about consistently networking, being active and engaging with potential buyers both online and offline.

The growing importance of social media cannot be underestimated. These platforms have become an integral part of many of our lives, and no marketing strategy is complete without a social media plan. Social media marketing is constantly evolving and marketers need to keep pace with the changing trends. Since it is a relatively new concept, this form of promotion is embraced more by some developers than others who prefer to stick to tried and tested options. Social media marketing works particularly well at showcasing the visual appeal of a property. Contrary to popular belief, it is not meant solely to connect with a younger audience. If done right, it can be used to create conversations around your brand and engage your target group. See more information on Shane Comiskey.

Sweetee Citrus Pty Ltd – Development of a strategic joint venture between Sweetee Citrus Pty Ltd and Australian Food and Fibre Limited (Golden Mile Farms) to jointly own and operate Central Fruit Packers Limited and assistance in the development of corporate and chain marketing strategy for the consolidated marketing of multiple brands through a single channel. Central Burnett Grower & Packhouse Roll Up – On behalf of 3 growers formulated a joint divestment strategy involving 9 citrus orchards and 3 packhouses, which after the development of a detailed Information Memorandum, was marketed domestically and internationally using a ‘under the radar’ approach.

Residential complex Prestige Park Grove Whitefield Bangalore, Chennai under development? Amenities offered at Prestige Park Grove address include a fully equipped clubhouse with a plethora of amenities such as gym, swimming pool, health club, garden, indoor badminton courts, billiards, table tennis, board games, kids play zone, multipurpose halls, lobby area, reading rooms, and party halls. Moreover, it also offers a 24/7 water supply, uninterrupted power backup, car parking, a walking/jogging track, etc. Prestige Park Grove will also have a provision of proper sewage system, and rainwater harvesting system, and above all, it is promised to offer world-class secured living by providing a 24/7 security monitoring system, gated communities, round-the-clock police patrolling, and major active zones connected to CCTV monitoring surveillance system. Prestige Park Grove is a magnificent enclave of high-class homes. It is a blend of values that assures a lively community to flourish. This residential property put forward an ideal destination for all home buyers. It is becoming a most favored corner among home purchasers which is affordable and offers a stunning living pattern. Read additional details at Prestige Park Grove Whitefield.

Home or stocks? With many listed real estate companies offering good real returns to beat inflation, the question before many is whether they to invest in a property asset of real estate stocks. Prestige Group real estate developer weighs in, “As per the RBI’s Housing Price Index, average home prices have risen by 10 per cent between FY 2011 and FY 2021. Further, the growth observed in home prices was higher in the former half of the decade. Increasing inflation leads to an increase in housing prices. Rising inflation has made an impact in the loan interest rates being offered by multiple institutions. To hedge the investment risk, investors are advised to carefully assess the market and divide their portfolio. One can invest in power industries, IT sector, and lending institutions. Housing prices are expected to grow soon, and so, it is advisable to invest in physical properties for long-term wealth creation. Physical properties are less volatile than real estate stock.”

Selecting a lender is a matter of personal preference. Many people often shop around, looking for a lender that offers the lowest rate. More often, however, people will choose a lender based on a referral from an agent or friend. Most lending institutions will offer the same basic programs, such as FHA, VA, conventional fixed rate, etc.; and most will meet or beat another lender’s rates. What usually separates one lender from another is their “niche” product. An example would be a lending institution that specializes in low down payments, as compared to another that specializes in self-employment financing. Most agents will be able to point you in the right direction based on your particular situation.

You might hear the word “budget” and cringe a little, but you shouldn’t. Budgeting is not hard, and it doesn’t mean you have to stop doing things you enjoy. Budgeting is simply creating a plan for your money so you have a better idea of where it’s going every month. A popular and effective way to budget is with the 50/30/20 rule. How it works is 50% of your income goes towards the necessities (bills, food, housing, etc.), 20% of your income goes towards savings and the remaining 30% you can use for whatever you please. This is a nice and easy way to break down your paycheck, but you might need to adjust it a bit to fit your lifestyle. Mortgage: This one’s a tricky one, but mortgages are generally considered good debt. They are usually long-term loans with low interest rates, so you’ll still have money freed up for investments and such. The interest from mortgages is also tax deductible, so that’s a bonus. In the end, it’s up to you to decide whether purchasing a home is the right move, as the value of a house will not always rise as some people think. You’ll also have to add in the expenses of property tax, utilities, and home insurance.

If you’re going to buy a house it makes a lot of sense to make sure that rush hour traffic isn’t unbearable. The last thing you want is to buy a home and find out that you’re going to be sitting in heavy traffic every day. Time is more valuable than money, you don’t want to spend your time in traffic – I know I don’t. You want to spend your time doing more important things like spending time with your family. We always recommend our buyers check out the commute to and work on different days just to make sure it’s something they are comfortable with.

Just because 2021 will be a seller’s market once again, at least in popular markets, doesn’t mean you can’t negotiate. You can still get into a bidding war, win the thing, and then inspect the heck out of the house. Inspections are key to determining what will need to be addressed once the home changes hands, and what the seller will need to do to compensate you for those issues. If you don’t get a quality inspection (or two), you will have a difficult time asking for credits for closing costs or even a lower purchase price. Take it very seriously, the return on investment can be staggering. Also know that in some markets, buyers may have the upper hand in 2021. Not all real estate markets are red-hot anymore, so you might be able to bid below asking and still get money for repairs. Read even more info at https://prestige-parkgrove.com/.

Best real estate tips in 2022 with Jason Craveiro? The internet is a magical place and I can’t tell you how many great deals I found on Etsy, Amazon, and Target. Even big-box stores like The Home Depot had more availability and variety online over in-store. It may be hard to visualize products when you are purchasing online, but read reviews and check return policies. Home Renovation Tip: Often times places will let you order online and return in-store. It’s crazy how many things you forget when you are doing a big project like this. For example, in the kitchen I purchased my appliances, the backsplash, countertop, faucet, lights, cabinets, cabinet handles, and sink. It wasn’t until the end that I realized I didn’t get a garbage disposal. Do your research on every piece of every room before you begin your project. Go ahead and decide on design, style, and read the reviews. You won’t have much time once the ball starts rolling so make a list and start before your project begins.

Buying real estate in a good school district makes it a lot easier when it comes time to sell your house in the future. Whether you’re looking to downgrade as an empty nester or upgrade into a larger house to support your family, a top school district is a big-time selling point in real estate. If you buy in a bad school district you run a greater risk of your home depreciating because you are appealing to a much smaller buyer pool. We recommend our buyers focus on specific neighborhoods vs. focusing on cities or larger areas. The neighborhood you live in is going to have a direct impact on you. What are you looking for in a neighborhood? Address this question early on in the home buying process because buying in the wrong neighborhood is a surefire way to be remorseful about buying a house.

Spend Less Than You Earn: Yeah, yeah, I know, it sounds obvious, right? Well, it must not be because according to CNBC, 78% of Americans working full-time are living paycheck to paycheck. Here’s the thing: It’s easy to KNOW that you should be spending less than you earn, it’s a lot harder to actually do it. However, if you want to escape the paycheck-to-paycheck lifestyle that so many others live, you need to spend less than you earn. This is one of the most crucial but basic personal finance tips ever. In order to do this, you need to track your spending. You can do this by either writing your purchases down or by using a free personal finance app. Business Debt: There are a lot of online business ideas you can start on the cheap these days, but a small investment can also go a long way in certain endeavors. Business loans are considered good debt because they are put towards something with the goal of increasing your net worth.

Renovating improves the house value says Jason Craveiro : Alternatively, get a builder’s estimate. This is a builder’s best guess of what your renovation project is going to cost, based on what they can see and the information you have provided them with. This is not a quote and the builder cannot be held to it, but an experienced builder should be able to give a fairly accurate guess. Finally, prepare your own budget by listing all tasks, the materials required, and who is going to do the work. You can then go out and get quotes for materials and estimates for each trade. Make sure you allow for skips, scaffold hire, plant hire, and tools.

Jason Craveiro Victoria real estate recommendation for today: Develop A Mortgage Shopping Cart. One of the biggest decisions to make before putting a contract on a home is how to finance the purchase. Lenders aggressively compete for your mortgage business in a variety of ways. Today, you can apply for a loan over the Internet or even use a mortgage broker to shop for your loan with hundreds of lenders. When choosing a lender, compare fixed rates to fixed rates, not fixed rates to ARM’s, etc. Create a chart that lists different types of loans, fees, and at least five mortgage providers (including a mortgage broker).

The average mortgage interest rate (that fee lenders charge as a percentage of your loan amount) has been nice and low lately. In fact, the average rate for a 15-year fixed-rate mortgage dropped to 2.31% in November 2020—the lowest it’s been since Freddie Mac started reporting nearly 30 years ago!5 And now economist geeks think interest rates will continue to hover around 3% in 2021, which is still pretty low. If you want to refinance or get a mortgage from a trustworthy lender who actually cares about helping you pay off your home fast, talk to our friends at Churchill Mortgage. Read more details on Jason Craveiro realtor.

You probably don’t have the same skill set as Joanna and Chip Gaines, but you might still wind up with a fixer-upper thanks to those inventory constraints. And that’s totally okay. What I’ve learned from buying real estate is that you’ll typically never be content with the upgrades previous owners or developers make, even if they were super expensive and high quality. So why pay extra for it? There’s a good chance you’ll want to make the home yours, with special touches and changes that distance yourself from the previous owner. Don’t be afraid to go down that road, but also know the difference between superficial blemishes and design challenges, and even worse, major problems. Especially this year, watch out for money pits that sellers can finally unload because real estate is just so very hot. Those properties that could never sell may finally find a buyer, and you might not want that buyer to be you.

Joseph Armato high quality real estate opportunities 2022? In his free time, Joseph Armato enjoys driving race cars. He believes that racing teaches focus, concentration, and discipline, as well as awareness of a situation and a respect for risk. He uses all of these skills, as well as the pursuit of excellence that racing requires, in his career as a real estate professional. Also an experienced contractor, Joseph Armato maintained an independent construction business for 28 years. He worked with a number of vendors and subcontractors as well as permit granting agencies, so as to ensure the proper completion of each step of the building process. Also responsible for record-keeping, he prioritized both the growth of the business and the quality of work for the customer.

While you’re at it, you should check your credit scores (all 3 of them) and determine if anything needs to be addressed. As I always say, credit scoring changes can take time, so give yourself plenty of it. Don’t wait until the last minute to fix any errors or issues. And while you’re addressing anything that needs more attention, do yourself a favor and put the credit cards in the freezer (or somewhere else out of reach). Lots of spending, even if you pay it back, can ding your scores, even if just momentarily. It can also increase your DTI ratio and limit your purchasing power. Ultimately, bad timing can create big headaches. Additionally, pumping the brakes on spending might give you a nice buffer for closing costs, down payment funds, moving costs, and renovation expenses once you do buy.

You should consider investing using an LLC. LLC is a limited liability company that helps mitigate risks involved with real estate investing. The LLC will own the properties you buy. If anything were to happen, you are not held responsible. After deciding which type of property you want to invest in, calculate the expenses regarding utilities, upkeep, upgradation, and emergency funds. Hire a property manager if you have properties in multiple locations. The key is to plan ahead of time so that you are not blindsided by expenses. Neighborhoods that are under development offer growth potential and tax incentives. These properties will maximize your profits, and the income from rentals will cover any expenses.

Joseph Armato New York, USA real estate recommendation of the day: Now that you know the “fair market value” of the home you like, it’s time to determine how much you are willing to pay. Establishing this prior to making a formal offer helps define your personal limits. You should determine how much to offer, how much earnest money you will put down, how much of the closing costs you will ask the seller to pay, when you plan to settle, and what inspections you plan to have conducted. Your agent will offer great advice for structuring your offer. Remember to ask your agent about contingencies and their importance. If you don’t fully understand something, be sure to clarify it.

Renovating increases the house value says Joseph Armato New York : Renovation can turn into a nightmare if your builders or subcontractors fail to do a good job. Always be suspicious of an estimate or quote that is considerably cheaper than all the others, or someone who is available for work immediately. Ask for references, and speak to their previous clients. The golden rule when refurbishing older buildings with solid walls is to use traditional materials that are compatible with the way they were originally built, i.e. lime-based mortars, renders and plasters, rather than anything containing modern cement. Old buildings with shallow foundations are affected by seasonal ground movement and because cement is very brittle it tends to develop small cracks. This allows rain to penetrate, which then can’t escape. Modern paints applied to walls can also cause trouble by blocking natural evaporation.

Sure, interest rates are low right now—which can help with affordability. Just be careful not to let that pressure you into buying a house when you aren’t really ready. A super low interest rate on a house you can’t afford is still a bad deal. So remember to stick to our advice on monthly payment limit, down payment amount and mortgage type (see Trend #2) and you’ll be in great shape! If interest rates stay low, buyers will be more motivated to buy your home sooner than later. But if interest rates do start to increase later in the year, just plan for your house to be on the market a little longer. If you don’t plan on moving anytime soon, you might still be able to take advantage of these super low interest rates and shorten your payment schedule by refinancing your mortgage. Discover additional details on https://www.architectmagazine.com/firms/joseph-armato.

Solid wood floors are extremely strong and durable because of the large amounts of wood that sits above the tongue that maybe sand many times. The recommended fitting for these types of boards are a fix or permanent fix to the sub floor. This would mean either fully gluing the board to your sub floor whether it is concrete or sheet material timber or secret nailing at an angle through the tongues to fix to the sub floor.

Excellent Dunedin, New Zealand real estate advices by Cali Smith? How can you make sure you’re buying the right property? Before you settle on a home, you need to ensure it’s the right one. You don’t want to spend hundreds of thousands of dollars on something that isn’t absolutely perfect for your requirements. That’s why buying a home in Parnell, Auckland, isn’t a brilliant idea if you want to enter the property market at the lower end of the scale. Take your list of requirements into account before you spend anything – consider things like how you want to use the property, if you’ll have property managers looking after it, where the best property managers are, and what sort of tenant you’d prefer. You won’t get many long-term businesspeople in your home down in Cromwell or Queenstown, just like you’re less likely to get many short-stay holiday-makers in your Auckland rental. Read even more information at Cali Smith Dunedin, NZ.

Renovating increases the house value says Cali Smith Dunedin, NZ : Solid wood floors are extremely strong and durable because of the large amounts of wood that sits above the tongue that maybe sand many times. The recommended fitting for these types of boards are a fix or permanent fix to the sub floor. This would mean either fully gluing the board to your sub floor whether it is concrete or sheet material timber or secret nailing at an angle through the tongues to fix to the sub floor.

Kelly Vienna Smith real estate recommendation of the day: Create A List Of Amenities – When shopping for a home, list the Top 10 features (fireplace, fenced-in yard, new appliances, etc.) that are most important to you. Establishing this criteria early will save time shopping for inappropriate homes and keep you from buying a home on a whim. Your top reason for buying a home should be the value you are getting. That being said, some of your top 10 amenities could be sacrificed if an incredible value becomes available.

Keeping a lid on costs also depends on good communication, so it’s worth scheduling regular builder-client site meetings. This should prevent misunderstandings over small details which otherwise have a nasty habit of growing into expensive disputes. Before the build starts, it’s important to think about the details — light switches, sockets, radiators, taps, basins and so on, so the builders know exactly what’s required. Logic dictates that you shouldn’t waste money buying more stuff than you actually need. But it’s a false economy to order too few materials and risk work being held up because you’re a few tiles short.

Yes, if you’re prepping to buy a home in 2021, expect to be shocked, and not in a good way. At this point in the cycle, home prices have eclipsed old all-time highs in many parts of the country. And even if they haven’t yet, there’s a good chance you’ll be paying more than the Zestimate or Redfin Estimate for the property in question due to limited inventory and strong home buyer demand. The bad news for renters is home prices are expected to rise another 10% this year, so things are just getting more and more expensive. In short, expect to shell out a lot of dough if you want a home in 2021, and that could often mean paying over asking price, even if the original list price seems high.

Okay, this is probably the hardest real estate trend to swallow—so brace yourself: Inventory has been incredibly low! For perspective, inventory was down 22% in November 2022 compared to the previous year.2 There just weren’t enough houses for sale over the year to meet buyer demand. But don’t worry, we’ll walk you through what to expect if you enter the market. Low inventory means you need to be on your toes when you go house hunting—the best homes will likely be snatched up fast. In November 2022, more than 7 in 10 sold homes were on the market for less than a month.3 That doesn’t leave much time to hem and haw over your home search. If you want to find a good home in this slim market, here’s some advice: Sacrifice some wants. If you can’t find the house you want, be willing to give up some “nice-to-haves” for your “must-haves.” Find the least expensive home in the best neighborhood you can afford and upgrade over time.

Best apartment rental company Leaf Hollow, Houston TX? The Crossings Apartments & Townhomes is located in a quiet neighborhood nested among single family homes and close to downtown Houston with easy access to Hwy 290, I-610 & I-10. People love The Crossings Apartments & Townhomes because of the proximity to work and shopping. This quiet luxury apartment community features beautiful landscape with flowers, mature trees, a swimming pool, 2 dog parks with wash stations & gazebos, children playground and 5 on-site laundry facilities. Read extra info at https://www.leafhollow.com/the-crossings.

If a family-friendly Texas neighborhood is a priority for you, take a look at your living options in West University Place (also known as West U). It’s located southwest of the city center and just over the border of another charming Houston neighborhood called Rice Village. Living a bit further outside of the lively center has its perks. You’ll find parks aplenty in this neighborhood, oak-lined streets, and many safe places to go out for an afternoon or weekend bike ride. If you live in West U, don’t miss out on: Nature Discovery Center: The Nature Discovery Center in West U is a city oasis for outdoorsy folks of all ages. Living in a city doesn’t mean you have to skip out on everything that nature has to offer. Take a stroll through the pumpkin patch, attend a nature storytime with the family, or interact with the animals. Additionally, any adults or teens interested in participating in volunteer work can look to lend a hand here.

Renters trick: Check EVERYWHERE for possible bug infestation. Not sure what to look for? Check out these tips for spotting pests when you’re touring an apartment or house, and you can also ask the property manager what their policy is for dealing with bugs and rodents. Look behind furniture for mold! Lost a lot of good shoes and bags to that crap (RIP). Check the water pressure in the shower, and check that the hot water actually gets hot, and does so in a reasonable amount of time.

No doubt you’ve heard of real estate services like Zillow that allow you to browse or list homes for sale online with the click of a button. But did you know that online services are now offering to buy and sell your house for you? Here’s how it works: You tell companies like Zillow or Opendoor about the house you want to sell. They buy it from you, pump some money into it to resell at a higher price, handle all the home processing stuff like inspections, repairs, and home showings, and then charge you pretty much the same as an agent commission for selling costs—plus, some of these companies include an additional service fee (icing on their cake). They promise less hassle, but it may mean less profit for you than working with a top-notch agent who could sell your home for more money.

Leaf Hollow Properties is a Houston Texas based multiple family management company. We manage three communities: The Crossings Apartments & Townhomes, Leaf Hollow Apartments & Townhomes, and Long Point Plaza Apartments. These apartment and townhome communities are located in the northwestern Houston area and have convenience of shopping, dining, and close to employment centers in Houston. A good first step is to pick an area or location that you think you want to live in. Do not forget to check the area crime rate in select the area. It’s one thing to know what you want, but can you afford it? Before head out for a tour, you need to decide who much budget you can or want to allocated to rent. Discover additional information at apartments for rent in Houston.

Contact your landlord if the property needs repairs. As a tenant, it is your responsibility to inform your landlord if something needs fixing in the home. If you fail to contact the landlord and the damage gets worse over time, you could be liable for some of the damage because you failed to notify the landlord. Don’t sneak pets onto the property without approval from your landlord. If you plan to adopt a dog or cat, you need to ask permission from your landlord. Many landlords do not allow animals to live on their property. Animals can cause a lot of damage to a home. To be on the safe side, ask permission from your landlord if you plan to get a goldfish.