Chameleon Articles Directory

Jason Craveiro Victoria BC hot realtor market opportunities in 2022

Sep
11

Jason Craveiro Victoria best realtor market opportunities 2022? Here are a couple real estate guides: Now that you know the “fair market value” of the home you like, it’s time to determine how much you are willing to pay. Establishing this prior to making a formal offer helps define your personal limits. You should determine how much to offer, how much earnest money you will put down, how much of the closing costs you will ask the seller to pay, when you plan to settle, and what inspections you plan to have conducted. Your agent will offer great advice for structuring your offer. Remember to ask your agent about contingencies and their importance. If you don’t fully understand something, be sure to clarify it. See even more details at Jason Craveiro realtor.

The most important of my home renovation tips is this: your contract should outline the schedule of which the project will be completed and at what point draws will be made. ‘Draws’ is the term for financial payments that the homeowner makes to the contractor usually in percentage form. So for example: weeks 2 & 3 will be for demolition, installation of the framing, base work for the hardwood floors, and wiring for the electrician. 10% draw. From the very beginning, you need to stick to the draw schedule to the T. Let the contractor know that any single delay any of the line items means a delay of payment. Contractors will often tell you that they need more money to finish a certain section but that makes for a slippery slope. Trust me.

This should be a necessity for anyone who is buying real estate. You don’t want to buy a home that has a crack in the foundation or needs a new roof. A home inspection can spot these and other things that are wrong with the house, which gives you far more negotiating power, and it gives you a reasonable idea of what to expect in terms of expenses for the future. What type of storage space does the estate have? Is it a luxury home with plenty of space, or is it going to be a tight squeeze when you move all of your stuff in? This is important as you begin your home search, you want to set proper expectations for how much room you’ll really need. Discover more details on Jason Craveiro realtor.

Have an Emergency Fund: If you lost your job tomorrow would you have enough money to live off while you look for a new one? If not then you’re not alone. This study found that although Americans are doing a better job at saving, around 24 percent of them (57 million people) don’t have an emergency fund. Now I don’t want to be a negative Nancy or a Debbie downer, but emergencies happen all the time. They may not happen to you, but it’s always good to be prepared. You can’t predict an emergency, but you can prepare for one. The best way to do so is to set up an emergency fund of 3-6 months living expenses. That means if you lost your job tomorrow, you’d be able to live off your emergency fund for 3-6 months while you look for a new one. Net worth can seem like a tricky topic, but it’s quite simple. Your net worth is how much money you are worth. If you were to sell everything you own, then pay off everything you owe, how much money would be left?

Renovating increases the house value says Jason Craveiro : If you’re buying an old building, check whether it’s listed, as this will severely limit the changes you can make, plus as a new owner you’re legally liable for rectifying any past illegal works, often at huge expense. Generally, unless you have a bottomless budget, avoid: properties built to a substandard quality, such as some cheaper Victorian terraces built without firebreak party walls in lofts and with worryingly thin single brick rear additions (which cause problems with mortgage lenders), those that have suffered botched alterations such as chimney breasts and internal walls illegally removed without Building Regulations’ consent.

A nice profit may be on the horizon! And that’s great news because you’ll really want that extra money when buying your next home. To get the best offer for your home, work with an experienced real estate agent who really knows your local market. And be sure to wait for the right offer. Some buyers may try to gut punch you with a low number. If you aren’t in a hurry to move, wait for an offer that gives you the most profit. Remember, the less desperate person always has the upper hand when negotiating.

You probably don’t have the same skill set as Joanna and Chip Gaines, but you might still wind up with a fixer-upper thanks to those inventory constraints. And that’s totally okay. What I’ve learned from buying real estate is that you’ll typically never be content with the upgrades previous owners or developers make, even if they were super expensive and high quality. So why pay extra for it? There’s a good chance you’ll want to make the home yours, with special touches and changes that distance yourself from the previous owner. Don’t be afraid to go down that road, but also know the difference between superficial blemishes and design challenges, and even worse, major problems. Especially this year, watch out for money pits that sellers can finally unload because real estate is just so very hot. Those properties that could never sell may finally find a buyer, and you might not want that buyer to be you.

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Fabulous Pattaya, Thailand attractions and villa rentals tips and tricks

Sep
09

High quality Pattaya travel attractions and villas for rent tips and tricks? This 18-meter-tall golden statue of the Buddha looking peaceful and relaxed perches atop the wooded Pratamnak Hill south of Pattaya. Climb the steep stairs, adorned on both sides with golden Naga snakes, to see the statue up close and admire the several smaller Buddhas surrounding it. Many locals come here to pray for good health, happiness, and prosperity. You can also enjoy beautiful views over Pattaya and the bay from the top of the hill. If you’re not up for a long walk up the hill, you can catch a taxi up and save your energy to climb the stairs to the statues.

Khao Chi Chan or Buddha Mountain as English speakers refer to it is the biggest engraving of Buddha in the world. The Limestone hill that has the Buddha engraved on it used to be an active site for the construction industry before it was closed down. In 1996 a laser was used to etch the carving into the rock as part of a celebration for His Majesty the King of Thailand’s 50th year on the throne. Originally built to build friendships between the Chinese and the Thai’s Khao Chi Chan is a museum showing over 300 pieces of Chinese artwork, most of the pieces are brass and bronze statues of historical figures from various deities including Buddhist and Taoist. Split over the two floors the second floor has some much larger statues, the most noticeable being the Shaolin monks that have been created to depict various martial art poses. You can see statues of dress makers, fortune tellers and liquor sellers which tourists often place one baht coins on.

A fun way to see the wonders of Thailand and the world, Mini Siam displays models of some of the most famous international sites. Among those on display are Bangkok’s Victory Monument and Wat Arun (also known as the Temple of the Dawn), New York’s Statue of Liberty, London’s Tower Bridge, the Sydney Opera House, and the L’Arc de Triomphe in Paris. Children, especially, will enjoy seeing some of these famous structures all in one place. Arrive in the late afternoon to catch the sunset, when special warm lights turn on Bookings should be made at least a day in advance. See additional details at https://poolvillahuahin.com/.

The sprawling park at Nong Nooch (pronounced “nung nut”) Village offers a variety of activities for all the family. Walkways wind among colorful themed gardens, including a topiary garden; 17th-century French garden; European Renaissance garden; and species-specific gardens featuring plants like tropical palms, succulents, and bonsai. The magnificent orchid garden will awaken the inner horticulturist in anyone. Live shows at the Thai Cultural Hall add to the line-up with performances of traditional Thai dancing, sword-fighting, Thai kickboxing, and an elephant show of dubious ethical quality. You can rent a bicycle to explore the different areas of the park, and door-to-door transportation is available.

Sitting at the top of a forested hill between South Pattaya and Jomtien is a giant Buddha statue known as Wat Phra Yai, The statue has its origins at a time when Pattaya was just a small fishing village, and a long way away from the world Pattaya finds itself in now. From the top of the hill you have panoramic views over Pattaya City and Bay. Founded nearly fifty years ago Pattaya Orphanage has continued to do good works for the less fortunate. The orphanage was founded by a priest called Father Ray in the 1970’s when a local gave their child to Father Ray as they were unable to look after the child themselves. Word soon spread among the people and so the orphanage had its beginnings. Originally the children were ones born as a result of the US military being in the area during the Vietnam War, now the children are from misfortunate mothers who suffer from drug abuse, poverty or HIV/Aids. You can either sponsor meals at the orphanage or completely give up your time and volunteer for extended time periods.

This is no ordinary art gallery, instead this gallery takes the normal art gallery concept and turns it on its head. At Art in Paradise you become part of the artwork by a series of optical illusions and other clever tricks. The gallery is set up perfectly so you can take pictures in such a way that it looks like you are crossing an old bridge or flying over the dessert on a magic carpet. The building is split into ten sections and houses over one hundred pieces of art. It is great fun for children as well as adults and should be on any to-do list.

For our Thai language visitors :

เช่นเดียวกับวัดที่น่าประทับใจของประเทศไทย (วัด) วัดญาณสังวราราม (หรือที่รู้จักในชื่อวัดญาณ) ไม่เพียงให้ข้อมูลเชิงลึกเกี่ยวกับการออกแบบและสถาปัตยกรรมแบบไทยเท่านั้น แต่ยังรวมถึงค่านิยมของสังคมด้วย วัดล้อมรอบด้วยสวนปาล์มที่แผ่กิ่งก้านสาขา อุทิศให้กับพระบาทสมเด็จพระปรมินทรมหาภูมิพลอดุลยเดช 2531 เพื่อเฉลิมฉลองปีที่ 42 ในรัชกาลของพระองค์ พระธาตุอันล้ำค่าตั้งอยู่ในอาคารหลัก และทางด้านขวามือของเส้นทางที่นำไปสู่วัดคือทะเลสาบที่มีศาลาจีนที่น่าประทับใจ ซึ่งเต็มไปด้วยโบราณวัตถุและสิ่งประดิษฐ์ ศาลเจ้าวัดญาณสังวรารามตั้งอยู่บนเนินเขา มีบันได 299 ขั้นเรียงรายไปด้วยพญานาค

เขาชีจรรย์หรือเขาพระพุทธที่พูดภาษาอังกฤษหมายถึงการแกะสลักพระพุทธรูปที่ใหญ่ที่สุดในโลก เนินเขาหินปูนที่มีพระพุทธรูปจารึกไว้เคยเป็นพื้นที่ใช้งานสำหรับอุตสาหกรรมการก่อสร้างก่อนที่จะปิดตัวลง ในปี พ.ศ. 2539 ได้ใช้เลเซอร์แกะสลักสลักบนหินเพื่อเฉลิมฉลองการครองราชย์ครบ 50 ปีของพระบาทสมเด็จพระเจ้าอยู่หัวภูมิพลอดุลยเดชบรมนาถบพิตร เดิมสร้างขึ้นเพื่อสร้างมิตรภาพระหว่างชาวจีนและชาวไทย เขาชีจรรย์ เป็นพิพิธภัณฑ์ที่แสดงผลงานศิลปะจีนกว่า 300 ชิ้น ชิ้นงานส่วนใหญ่เป็นรูปปั้นทองเหลืองและทองสัมฤทธิ์ของตัวเลขทางประวัติศาสตร์จากเทพต่างๆ รวมทั้งพุทธและเต๋า แยกออกเป็นสองชั้น ชั้นสองมีรูปปั้นขนาดใหญ่กว่ามาก โดยที่เห็นได้ชัดเจนที่สุดคือพระเส้าหลินที่สร้างขึ้นเพื่อแสดงถึงท่าศิลปะการต่อสู้แบบต่างๆ คุณสามารถเห็นรูปปั้นช่างแต่งตัว หมอดู และคนขายสุรา ซึ่งนักท่องเที่ยวมักจะวางเหรียญบาทไว้

สวนสาธารณะที่กว้างขวางที่หมู่บ้านนงนุช มีกิจกรรมหลากหลายสำหรับทุกคนในครอบครัว ทางเดินลัดเลาะไปท่ามกลางสวนที่มีธีมหลากสีสัน รวมทั้งสวนที่มีต้นไม้ชนิดหนึ่ง สวนฝรั่งเศสสมัยศตวรรษที่ 17; สวนยุคฟื้นฟูศิลปวิทยายุโรป และสวนเฉพาะสายพันธุ์ที่มีพันธุ์ไม้อย่างปาล์มเมืองร้อน พันธุ์ไม้อวบน้ำ และบอนไซ สวนกล้วยไม้อันงดงามจะปลุกผู้ปลูกพืชสวนภายในให้ตื่นขึ้นในทุก ๆ คน การแสดงสดที่หอวัฒนธรรมไทยเสริมการแสดงรำไทย การชกดาบ คิกบ็อกซิ่งไทย และการแสดงช้างที่มีคุณภาพทางจริยธรรมที่น่าสงสัย คุณสามารถเช่าจักรยานเพื่อสำรวจพื้นที่ต่างๆ ของอุทยาน และมีบริการรับส่งถึงประตูบ้าน

ทุกเย็น การแสดงคาบาเร่ต์ของทิฟฟานี่ให้ความบันเทิงแก่ผู้คนกว่าสองพันคนและดำเนินการมานานกว่าสามสิบปี การแสดงมักจะใช้เวลาหนึ่งชั่วโมงและการแสดงนั้นตื่นเต้นไม่หยุดตั้งแต่ต้นจนจบ ผู้ให้ความบันเทิงแสดงฉากที่เป็นตัวแทนของทุกส่วนของโลก รวมทั้งอินเดียน, เกาหลีไทยและอื่น ๆ อีกมากมาย สาวประเภทสองทุกคนแต่งกายด้วยชุดแต่งกายที่ประณีตและแสดงท่าทางที่เฉียบแหลมจนยากจะสังเกตได้ว่าพวกเขาไม่ใช่ผู้หญิงจริงๆ ความลามกอนาจารของการแสดงได้รับการลดทอนลงสำหรับสิ่งที่คุณคาดหวังว่าจะได้รับในพัทยาเพื่อให้มั่นใจว่าการแสดงนั้นเหมาะสำหรับเด็กเช่นกัน ค้นพบ เพิ่มเติม รายละเอียด ที่ พูลวิลล่าหัวหิน.

หากคุณสนใจในดอกไม้ ต้นไม้ และสวนภูมิทัศน์ ที่นี่เป็นสถานที่ที่เหมาะสำหรับการใช้เวลายามบ่ายอันเงียบสงบ สวนครอบคลุมพื้นที่ 2.4 ตารางกิโลเมตรและมีดอกไม้ที่สวยที่สุดในโลก สวนได้รับรางวัลมากมายสำหรับการออกแบบของพวกเขาและจะดำเนินต่อไปเนื่องจากสภาพที่ยอดเยี่ยมของสวน ไม่ใช่แค่ดอกไม้และต้นไม้เท่านั้น แต่ยังมีกล้วยไม้กว่า 670 สายพันธุ์และแม้กระทั่งการแสดงความสามารถของช้าง

หากต้องการสัมผัสชีวิตในท้องถิ่นและอาหารทะเลสดๆ ที่ชุ่มฉ่ำ ให้มุ่งหน้าไปยังตลาดปลาในเมืองเล็กๆ ของนาเกลือ โดยนั่งแท็กซี่ไปทางเหนือของพัทยาประมาณ 10 นาที ผู้ขายขายอาหารทะเลสดที่จับได้ในราคาต่อรองและบาร์บีคิวให้คุณในสถานที่ คุณยังสามารถซื้อผลไม้สดและอาหารจากท้องถิ่นอื่นๆ และมีร้านอาหารดีๆ มากมายในพื้นที่ แท็กซี่เป็นกลุ่มเป็นวิธีการเดินทางที่คุ้มค่าที่สุด ดังนั้นหาเพื่อนใหม่ในขณะที่พักผ่อนที่ชายหาดและออกไปเที่ยวด้วยกัน

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Meet Shane Comiskey Brisbane Queensland and some of his property development and agricultural operations thoughts

Aug
26

Awesome agricultural property development tips with Shane Comiskey Brisbane? Shane Comiskey Brisbane Queensland has extensive commercial experience in the food & agribusiness sectors. This experience has been acquired from roles as a horticultural producer (10 years), a partner in a boutique agribusiness consultancy (14 years) and most recently operating as a stand alone business consultant. He has an honours degree in agricultural economics. Shane Comiskey’s broad sectoral experience allows him to understand, converse and provide innovative solutions to agribusiness client’s whether they be growers, other agribusiness supply chain members, financiers, industry agencies and government.

Effectively, Shane can ‘talk the language’ of food and agribusiness at whatever ‘level’ is required. Excellent communication skills (written and oral). Shane is able to articulate at the appropriate level required to parley potential solutions or remedies to issues. Having a breadth of exposure to a wide range of business and industry environments and to then apply lessons learnt to other businesses or sectors. Excellent financial analysis and management skills. One of Shane’s fortes is his financial analysis and scenario analysis modeling capability.

The main reason why many developers opt for traditional loans from banks is the low interest rates. In the current economic scenario, all the major banks are more than willing to back property developers. The area where your business operates also has a part to play in how easily you can get a bank loan. Lenders are more favourable to developers in regions where there is short supply and more demand for property. If the developer has a good amount of presales secured and all the paperwork is in place, banks will offer the capital required. Banks are sometimes reluctant to give out large loans when the country’s economy has taken a hit. This is mainly because developers require large deposits. There are also likely to be fewer buyers in the market when the country is going through a recession. Also, developers find it increasingly difficult to sell projects based on plans, as buyers want to see the finished product before taking the plunge.

Shane Comiskey Brisbane Queensland real estate investment tricks: If you’ve been in the property development game for a while, you know that it is a fiercely competitive industry. You’ll need to make the most of all the online and offline marketing avenues available to set your brand apart. The Internet has changed the way the real estate industry functions. It’s no longer about contacting a real estate agent who will show you a couple of properties. Buyers are savvier than ever and do a lot of research online before they are ready to even contact a property developer. This is why it’s so important for your business to have an active online presence that’s curated to show your brand in the best light possible. The ideas and practices mentioned in this article are tried and tested ways to promote your developments and improve sales. Whether you’re looking to revive an old listing or are trying to sell a brand new property, these tips are meant to guide you in the right direction. It’s all about consistently networking, being active and engaging with potential buyers both online and offline.

The growing importance of social media cannot be underestimated. These platforms have become an integral part of many of our lives, and no marketing strategy is complete without a social media plan. Social media marketing is constantly evolving and marketers need to keep pace with the changing trends. Since it is a relatively new concept, this form of promotion is embraced more by some developers than others who prefer to stick to tried and tested options. Social media marketing works particularly well at showcasing the visual appeal of a property. Contrary to popular belief, it is not meant solely to connect with a younger audience. If done right, it can be used to create conversations around your brand and engage your target group. See more information on Shane Comiskey.

Sweetee Citrus Pty Ltd – Development of a strategic joint venture between Sweetee Citrus Pty Ltd and Australian Food and Fibre Limited (Golden Mile Farms) to jointly own and operate Central Fruit Packers Limited and assistance in the development of corporate and chain marketing strategy for the consolidated marketing of multiple brands through a single channel. Central Burnett Grower & Packhouse Roll Up – On behalf of 3 growers formulated a joint divestment strategy involving 9 citrus orchards and 3 packhouses, which after the development of a detailed Information Memorandum, was marketed domestically and internationally using a ‘under the radar’ approach.

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Real estate Prestige Park Grove Whitefield in Bangalore, Chennai pre launch sale

Aug
07

Residential complex Prestige Park Grove Whitefield Bangalore, Chennai under development? Amenities offered at Prestige Park Grove address include a fully equipped clubhouse with a plethora of amenities such as gym, swimming pool, health club, garden, indoor badminton courts, billiards, table tennis, board games, kids play zone, multipurpose halls, lobby area, reading rooms, and party halls. Moreover, it also offers a 24/7 water supply, uninterrupted power backup, car parking, a walking/jogging track, etc. Prestige Park Grove will also have a provision of proper sewage system, and rainwater harvesting system, and above all, it is promised to offer world-class secured living by providing a 24/7 security monitoring system, gated communities, round-the-clock police patrolling, and major active zones connected to CCTV monitoring surveillance system. Prestige Park Grove is a magnificent enclave of high-class homes. It is a blend of values that assures a lively community to flourish. This residential property put forward an ideal destination for all home buyers. It is becoming a most favored corner among home purchasers which is affordable and offers a stunning living pattern. Read additional details at Prestige Park Grove Whitefield.

Home or stocks? With many listed real estate companies offering good real returns to beat inflation, the question before many is whether they to invest in a property asset of real estate stocks. Prestige Group real estate developer weighs in, “As per the RBI’s Housing Price Index, average home prices have risen by 10 per cent between FY 2011 and FY 2021. Further, the growth observed in home prices was higher in the former half of the decade. Increasing inflation leads to an increase in housing prices. Rising inflation has made an impact in the loan interest rates being offered by multiple institutions. To hedge the investment risk, investors are advised to carefully assess the market and divide their portfolio. One can invest in power industries, IT sector, and lending institutions. Housing prices are expected to grow soon, and so, it is advisable to invest in physical properties for long-term wealth creation. Physical properties are less volatile than real estate stock.”

Selecting a lender is a matter of personal preference. Many people often shop around, looking for a lender that offers the lowest rate. More often, however, people will choose a lender based on a referral from an agent or friend. Most lending institutions will offer the same basic programs, such as FHA, VA, conventional fixed rate, etc.; and most will meet or beat another lender’s rates. What usually separates one lender from another is their “niche” product. An example would be a lending institution that specializes in low down payments, as compared to another that specializes in self-employment financing. Most agents will be able to point you in the right direction based on your particular situation.

You might hear the word “budget” and cringe a little, but you shouldn’t. Budgeting is not hard, and it doesn’t mean you have to stop doing things you enjoy. Budgeting is simply creating a plan for your money so you have a better idea of where it’s going every month. A popular and effective way to budget is with the 50/30/20 rule. How it works is 50% of your income goes towards the necessities (bills, food, housing, etc.), 20% of your income goes towards savings and the remaining 30% you can use for whatever you please. This is a nice and easy way to break down your paycheck, but you might need to adjust it a bit to fit your lifestyle. Mortgage: This one’s a tricky one, but mortgages are generally considered good debt. They are usually long-term loans with low interest rates, so you’ll still have money freed up for investments and such. The interest from mortgages is also tax deductible, so that’s a bonus. In the end, it’s up to you to decide whether purchasing a home is the right move, as the value of a house will not always rise as some people think. You’ll also have to add in the expenses of property tax, utilities, and home insurance.

If you’re going to buy a house it makes a lot of sense to make sure that rush hour traffic isn’t unbearable. The last thing you want is to buy a home and find out that you’re going to be sitting in heavy traffic every day. Time is more valuable than money, you don’t want to spend your time in traffic – I know I don’t. You want to spend your time doing more important things like spending time with your family. We always recommend our buyers check out the commute to and work on different days just to make sure it’s something they are comfortable with.

Just because 2021 will be a seller’s market once again, at least in popular markets, doesn’t mean you can’t negotiate. You can still get into a bidding war, win the thing, and then inspect the heck out of the house. Inspections are key to determining what will need to be addressed once the home changes hands, and what the seller will need to do to compensate you for those issues. If you don’t get a quality inspection (or two), you will have a difficult time asking for credits for closing costs or even a lower purchase price. Take it very seriously, the return on investment can be staggering. Also know that in some markets, buyers may have the upper hand in 2021. Not all real estate markets are red-hot anymore, so you might be able to bid below asking and still get money for repairs. Read even more info at https://prestige-parkgrove.com/.

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Jason Craveiro Victoria BC high quality real estate news right now

Aug
01

Best real estate tips in 2022 with Jason Craveiro? The internet is a magical place and I can’t tell you how many great deals I found on Etsy, Amazon, and Target. Even big-box stores like The Home Depot had more availability and variety online over in-store. It may be hard to visualize products when you are purchasing online, but read reviews and check return policies. Home Renovation Tip: Often times places will let you order online and return in-store. It’s crazy how many things you forget when you are doing a big project like this. For example, in the kitchen I purchased my appliances, the backsplash, countertop, faucet, lights, cabinets, cabinet handles, and sink. It wasn’t until the end that I realized I didn’t get a garbage disposal. Do your research on every piece of every room before you begin your project. Go ahead and decide on design, style, and read the reviews. You won’t have much time once the ball starts rolling so make a list and start before your project begins.

Buying real estate in a good school district makes it a lot easier when it comes time to sell your house in the future. Whether you’re looking to downgrade as an empty nester or upgrade into a larger house to support your family, a top school district is a big-time selling point in real estate. If you buy in a bad school district you run a greater risk of your home depreciating because you are appealing to a much smaller buyer pool. We recommend our buyers focus on specific neighborhoods vs. focusing on cities or larger areas. The neighborhood you live in is going to have a direct impact on you. What are you looking for in a neighborhood? Address this question early on in the home buying process because buying in the wrong neighborhood is a surefire way to be remorseful about buying a house.

Spend Less Than You Earn: Yeah, yeah, I know, it sounds obvious, right? Well, it must not be because according to CNBC, 78% of Americans working full-time are living paycheck to paycheck. Here’s the thing: It’s easy to KNOW that you should be spending less than you earn, it’s a lot harder to actually do it. However, if you want to escape the paycheck-to-paycheck lifestyle that so many others live, you need to spend less than you earn. This is one of the most crucial but basic personal finance tips ever. In order to do this, you need to track your spending. You can do this by either writing your purchases down or by using a free personal finance app. Business Debt: There are a lot of online business ideas you can start on the cheap these days, but a small investment can also go a long way in certain endeavors. Business loans are considered good debt because they are put towards something with the goal of increasing your net worth.

Renovating improves the house value says Jason Craveiro : Alternatively, get a builder’s estimate. This is a builder’s best guess of what your renovation project is going to cost, based on what they can see and the information you have provided them with. This is not a quote and the builder cannot be held to it, but an experienced builder should be able to give a fairly accurate guess. Finally, prepare your own budget by listing all tasks, the materials required, and who is going to do the work. You can then go out and get quotes for materials and estimates for each trade. Make sure you allow for skips, scaffold hire, plant hire, and tools.

Jason Craveiro Victoria real estate recommendation for today: Develop A Mortgage Shopping Cart. One of the biggest decisions to make before putting a contract on a home is how to finance the purchase. Lenders aggressively compete for your mortgage business in a variety of ways. Today, you can apply for a loan over the Internet or even use a mortgage broker to shop for your loan with hundreds of lenders. When choosing a lender, compare fixed rates to fixed rates, not fixed rates to ARM’s, etc. Create a chart that lists different types of loans, fees, and at least five mortgage providers (including a mortgage broker).

The average mortgage interest rate (that fee lenders charge as a percentage of your loan amount) has been nice and low lately. In fact, the average rate for a 15-year fixed-rate mortgage dropped to 2.31% in November 2020—the lowest it’s been since Freddie Mac started reporting nearly 30 years ago!5 And now economist geeks think interest rates will continue to hover around 3% in 2021, which is still pretty low. If you want to refinance or get a mortgage from a trustworthy lender who actually cares about helping you pay off your home fast, talk to our friends at Churchill Mortgage. Read more details on Jason Craveiro realtor.

You probably don’t have the same skill set as Joanna and Chip Gaines, but you might still wind up with a fixer-upper thanks to those inventory constraints. And that’s totally okay. What I’ve learned from buying real estate is that you’ll typically never be content with the upgrades previous owners or developers make, even if they were super expensive and high quality. So why pay extra for it? There’s a good chance you’ll want to make the home yours, with special touches and changes that distance yourself from the previous owner. Don’t be afraid to go down that road, but also know the difference between superficial blemishes and design challenges, and even worse, major problems. Especially this year, watch out for money pits that sellers can finally unload because real estate is just so very hot. Those properties that could never sell may finally find a buyer, and you might not want that buyer to be you.

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Awesome New York real estate news 2022 with Joseph Armato

Jul
12

Joseph Armato high quality real estate opportunities 2022? In his free time, Joseph Armato enjoys driving race cars. He believes that racing teaches focus, concentration, and discipline, as well as awareness of a situation and a respect for risk. He uses all of these skills, as well as the pursuit of excellence that racing requires, in his career as a real estate professional. Also an experienced contractor, Joseph Armato maintained an independent construction business for 28 years. He worked with a number of vendors and subcontractors as well as permit granting agencies, so as to ensure the proper completion of each step of the building process. Also responsible for record-keeping, he prioritized both the growth of the business and the quality of work for the customer.

While you’re at it, you should check your credit scores (all 3 of them) and determine if anything needs to be addressed. As I always say, credit scoring changes can take time, so give yourself plenty of it. Don’t wait until the last minute to fix any errors or issues. And while you’re addressing anything that needs more attention, do yourself a favor and put the credit cards in the freezer (or somewhere else out of reach). Lots of spending, even if you pay it back, can ding your scores, even if just momentarily. It can also increase your DTI ratio and limit your purchasing power. Ultimately, bad timing can create big headaches. Additionally, pumping the brakes on spending might give you a nice buffer for closing costs, down payment funds, moving costs, and renovation expenses once you do buy.

You should consider investing using an LLC. LLC is a limited liability company that helps mitigate risks involved with real estate investing. The LLC will own the properties you buy. If anything were to happen, you are not held responsible. After deciding which type of property you want to invest in, calculate the expenses regarding utilities, upkeep, upgradation, and emergency funds. Hire a property manager if you have properties in multiple locations. The key is to plan ahead of time so that you are not blindsided by expenses. Neighborhoods that are under development offer growth potential and tax incentives. These properties will maximize your profits, and the income from rentals will cover any expenses.

Joseph Armato New York, USA real estate recommendation of the day: Now that you know the “fair market value” of the home you like, it’s time to determine how much you are willing to pay. Establishing this prior to making a formal offer helps define your personal limits. You should determine how much to offer, how much earnest money you will put down, how much of the closing costs you will ask the seller to pay, when you plan to settle, and what inspections you plan to have conducted. Your agent will offer great advice for structuring your offer. Remember to ask your agent about contingencies and their importance. If you don’t fully understand something, be sure to clarify it.

Renovating increases the house value says Joseph Armato New York : Renovation can turn into a nightmare if your builders or subcontractors fail to do a good job. Always be suspicious of an estimate or quote that is considerably cheaper than all the others, or someone who is available for work immediately. Ask for references, and speak to their previous clients. The golden rule when refurbishing older buildings with solid walls is to use traditional materials that are compatible with the way they were originally built, i.e. lime-based mortars, renders and plasters, rather than anything containing modern cement. Old buildings with shallow foundations are affected by seasonal ground movement and because cement is very brittle it tends to develop small cracks. This allows rain to penetrate, which then can’t escape. Modern paints applied to walls can also cause trouble by blocking natural evaporation.

Sure, interest rates are low right now—which can help with affordability. Just be careful not to let that pressure you into buying a house when you aren’t really ready. A super low interest rate on a house you can’t afford is still a bad deal. So remember to stick to our advice on monthly payment limit, down payment amount and mortgage type (see Trend #2) and you’ll be in great shape! If interest rates stay low, buyers will be more motivated to buy your home sooner than later. But if interest rates do start to increase later in the year, just plan for your house to be on the market a little longer. If you don’t plan on moving anytime soon, you might still be able to take advantage of these super low interest rates and shorten your payment schedule by refinancing your mortgage. Discover additional details on https://www.architectmagazine.com/firms/joseph-armato.

Solid wood floors are extremely strong and durable because of the large amounts of wood that sits above the tongue that maybe sand many times. The recommended fitting for these types of boards are a fix or permanent fix to the sub floor. This would mean either fully gluing the board to your sub floor whether it is concrete or sheet material timber or secret nailing at an angle through the tongues to fix to the sub floor.

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