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Sam McQuade CFO about benefits for startups when employing a flexible CFO in 2023: The CFO function is evolving at lightspeed. With digital transformation and societal changes, the CFO role is rapidly turning into one of a “Chief Fiduciary Officer”, which is going beyond the traditional financials to look towards the future and lead long term value creation in a world of many unknown risks. Storytelling is a very powerful tool to engage and energize teams about value creation and potential pitfall areas. The traditional path of CFO usually starts with a solid foundation based on technical knowledge and then after about 15 years, the great leaders earn the coveted title.

Optimize strategy: Businesses run on money, which means that CFOs, as the financial gatekeepers, are essential to strategy formulation and optimization. A fractional CFO can weigh in on the financial side of strategy by bringing in a perspective based on the numbers. In other words, your fractional CFO can test your strategy and tell you if it’s financially viable. And if not, what can be done to optimize it. Implement systems: As startups scale up, they need to put better systems in place to meet their changing requirements. This necessitates the supervision and guidance of someone who has implemented multiple systems in different scenarios. Someone who’s seen it all can predict the things that can go wrong and correct them before they do.

A fractional CFO helps determine how to get you from where you are to where you want to go. Growing a business requires strategic use of capital. For many fractional CFOs, one of their most important contributions will be providing a financial forecast that will act as a blueprint to achieve the growth in the most efficient, accelerated, and sustainable way possible. With a short-term (next 90 days), mid-term (rest of this year), and long-term (next 3-5 years) view of the business, a company can better anticipate its trajectory and cash position or requirements. It can make it easier to manage through the lean times, help determine when and how to secure loans or investments, anticipate future owner compensation, and help plan and prioritize future business decisions such as staffing, production, geographical expansion, etc. Find more info at Sam McQuade CFO.

The CFO reports to the CEO but remains one of the key personnel in any company. In the financial industry, it is a high-ranking position, and in other industries, it is usually the third-highest position in a company. People in this role have significant input in the company’s investments, capital structure, and how the company manages its income and expenses. This corporate officer may assist the CEO with forecasting, cost-benefit analysis, and obtaining funding for various initiatives.

The CFO helps select skilled staff for the finance team and works with departments to allocate budget for human capital management. CFOs put complex data — current, past and predicted financial results — in perspective and help the CEO make sound financial decisions: Should we introduce this new product or service? Can we afford to on-shore our supply chain? What are the tax implications of our employees working from anywhere?

Before getting into how your business can benefit from a DAO, let’s take a look at some examples of real-life DAOs. Uniswap is a decentralized exchange built on the Ethereum blockchain. It allows users to trade tokens without the need for a centralized exchange. The Uniswap team has created a smart contract that governs the exchange. The smart contract automatically matches buyers and sellers and executes the trades. Anyone with a UNI token can participate in the governance of the Uniswap exchange.

Are you looking to expand your business overseas? Our experts are able to help you at any stage. We will first start by understanding your vision and global tax and cash strategy. Once aligned, we will help execute the financial, legal, compliance and talent solution activities to build your entity and team.

A lot of our clients at Panterra Finance ask us about DAOs, what they are, and how they work. So we thought it would be helpful to write a blog post explaining them. Before getting into DAO, a brief few things about blockchain. A blockchain is a decentralized and distributed digital ledger that records transactions on many computers so that the record cannot be altered retroactively without the alteration of all subsequent blocks and the collusion of the network. Sounds complicated? Let’s take an example to understand this better. Suppose there are two people, A and B, who want to transact with each other. A wants to buy a product from B worth $100. In the old way of transacting, A would hand over the $100 to B, and B would hand over the product to A. This process is called ‘centralized’ because there is one central entity, in our case, a bank or PayPal, through which both parties have to go through to complete the transaction.

This differs from the services traditionally provided by the external CPA who focuses on audits, reviews, taxes, and compliance work. Although valuable and very necessary, this work is more “backward-looking” in nature ensuring that past events are correctly reported and accounted for. The CFO however, is more focused on the “forward-looking” aspects of the finances, to help chart the course and ultimately navigate the business to success.

Looking to hire your very first CFO or need interim coverage? We offer solution CFOs for immediate short term objectives and longer term engagements. Flexible with fair pricing so you cover your business and don’t have to get into a potentially bad and costly full time hire. In disrupting the traditional contracted title of CFO, Panterra Finance innovatively offers all its clients thought leadership based on international financial market experiences. Panterra Finance offers a unified international approach to businesses in the Americas, Europe, Asia, and Africa. Eight centrally located offices in the USA, Switzerland, the Middle East, and the emerging African Continent, offers global enterprises Fractional and Interim CFO services backed by a team with a grasp of dynamic world trends. Find additional details at Sam McQuade CFO of Panterra Finance.

Smaller companies, incubators and startups could not match the salaries that the full time CFO commanded on the world financial stage. The seeds for the concept of an Interim or Fractional CFO were planted in the mind of Sam McQuade almost 3 decades ago when he first entered the world of International Finance as an Entrepreneur Consultant in Geneva Switzerland after achieving his MBA/MA at European University. During this tumultuous time at the turn of the century on the international financial scene, Mr. McQuade was ahead of his time. He offered as needed financial consultation services for international behemoths the Swiss based Nestle Corporation and the US based medical device corporation Stryker. The focus of his services, which would years later be foundational in the concepts of Panterra was a new model in product development, manufacturing and marketing.

Artificial intelligence business solutions right now: Imagine a world in which machines learn, adapt, and grow in the same way that humans do -sounds like something out of a science fiction film. Welcome to the age of artificial intelligence, where the line between truth and fiction is becoming increasingly blurred. The truth is that AI has already arrived, and it is already having a significant impact on our lives in more ways than we can count. AI is deeply ingrained in our day-to-day lives, permeating everything from personal assistants like Siri and Alexa, which help you organize your day, to the algorithms used by social media platforms, which filter specific information. However, this is only the tip of the proverbial iceberg. Discover extra details on strategy AI business consulting Huntsville, AL.

If you’re looking for daily inspiration and motivation to help you achieve your goals? Then you’ve come to the right place! We ask you to stay connected to Mel Bowers YouTube channel and social media. As the CEO and founder of MBE her success of this consulting agency is a testament to her resilience, determination, zeal, perseverance, overcomer and talent. MBE provides a wide variety of high-quality professional business services geared at assisting your company’s growth.

As your consulting firm, MBE focuses on assisting companies in their growth by providing a range of high-quality professional business services. Some key aspects of MBE’s services include: With our Business Operations Oversight, MBE takes on the responsibility of overseeing various aspects of your business operations. This can often involve analyzing and optimizing processes, identifying areas of improvement, and ensuring efficiency and effectiveness in day-to-day activities. AI Consulting: We provide ongoing AI consulting services to businesses, helping them optimize their AI solutions, identify new opportunities for AI, and stay up-to-date with the latest AI trends and technologies.

You will become more motivated. When you know what you want to achieve, it is easier for you to see the benefits of taking action. Even when the task ahead is not enjoyable; if you can see a clear benefit, you are more motivated to take the necessary action.

Non-profit activities with MelB Consultancy : Empowering Economic Justice for All: At 365 Ministries, we are committed to championing economic justice and empowering individuals and communities to thrive. We believe that every person deserves equal opportunities to build a better future, regardless of their background or circumstances. Through our dedicated efforts, we aim to create a society where economic fairness prevails, enabling everyone to enjoy financial security and fulfillment.

Positive word-of-mouth: We push to gain satisfied clients who are more likely to recommend our business. Our positive reviews, testimonials, and referrals indicate a high level of customer loyalty. MBE stands on customer loyalty, and we know it’s not built overnight and requires ongoing efforts to maintain. We regularly seek feedback, address concerns, and continuously are working on learning more to improve based on customer input to help foster our customer loyalty.

Businesses become global, telephone conferences, video calls, and online meetings among people who live in different parts of the world are often necessary, and thus more and more different aspects of communication need to be developed. The importance of employees being able to communicate clearly, concisely, and effectively with their colleagues, clients, and customers goes without saying. However, traditional corporate training cannot really cover the development of all communication skills that your workforce needs. Blended learning for corporate training will allow to you to help your employees develop their virtual communication skills, as you can follow a social learning approach, by which your staff can connect, interact, and share ideas with each other in a virtual environment, so they can effectively learn how to function and communicate both in the real and the virtual world.

We will develop AI expertise: AI transformation requires skilled professionals who understand AI technologies and their application to your business. Assess your existing talent pool and identify skills gaps. Train and upskill your employees to build AI capabilities internally. Alternatively, consider partnering with external experts or hiring new talent with AI expertise. We can start with small pilot projects: Rather than diving into large-scale AI implementations right away, we recommend our small-scale pilot project program to assure you are comfortable and well prepared. This approach allows you to test and validate AI applications in a controlled environment. Identify specific use cases where AI can deliver quick wins and measurable results. Learn from these pilots and iterate before scaling up. Find extra information at https://melbowers.com/.

High quality Mot pick and drop of service solutions Reading, UK: Additionally, with a mobile mechanic, you can see the repairs performed on your car and ask questions, which can better understand the work and help you make informed decisions about your vehicle. In short, the cost-effectiveness of using a mobile mechanic offers an affordable and transparent solution for all of your car repair needs. Looking for best Mot collection delivery near me or other MOT checks services in the UK? But, there is a solution to all this – mobile mechanics. Mobile mechanics usually operate from a fully stocked van or utility, and can perform almost all the same tasks that traditional bricks and mortar mechanical workshops can. Here are 5 benefits of using a mobile mechanic for your next service or repair.

Any tyre that doesn’t have at least 1.6mm of tread across the middle three-quarters is an instant MoT failure. Tyres with significant damage such as cuts, bulges or cracking will cost you a pass certificate too. All your vehicle’s lights must be clean and work correctly, or you will fail the MoT. So before you book it in, check they do. That means headlamps on full and dipped beam, sidelamps and daytime running lights, hazard lights and indicators, fog lamps if fitted, and even number plate lights at the back. You can pick up most bulbs from car accessory stores, and they’re usually easy to fit – if sometimes a little fiddly.

Check the fluids: There are several fluids that should be kept at the appropriate levels to help keep your car running properly. According to Popular Mechanics, you or your mechanic should check: Engine oil; Coolant; Power steering fluid; Brake fluid; Transmission fluid. A leak with any of these fluids can affect the way your car drives. If you spot a leak, you may be able to identify the fluid by its color. This can help you and your mechanic determine where the leak is coming from. It can also help speed up the repair process.

Any chip or crack in your windscreen that is larger than 40mm will result in a failed MOT. On the drivers’ side the allowance is even smaller; any damage larger than 10mm in the area covered by your driver-side wiper will result in a failure. As well checking your windscreen for faults, it is also important to assess the wipers. Your wipers and washers should be in a suitable condition to give you a clear view of the road ahead. If your wipers are splitting or your washer feed is blocked, this will require attention prior to your MOT. You can fail your MOT for having no screen wash so make sure that the bottle is topped up!

Keep up with oil changes. When oil levels are low, or oil is old, added friction between moving parts can cause wear and tear to the engine. Follow your owner’s manual to determine the best intervals for changing oil. Check the brakes every time the oil is changed. Take care of your tires. Check and maintain proper tire pressure. Tires inflated within five pounds per square inch (PSI) of their recommended level improve gas mileage and general handling of your vehicle. Recommended PSI can be found in the owner’s manual. Rotate tires every 5,000 to 8,000 miles.

Ignore the myth of the 100,000-mile tune-up. “It doesn’t exist,” states Principe. “Each vehicle has a specific tune-up schedule recommended by the manufacturer. The more you keep the systems clean, the better the vehicle will run.” Variations in climate and driving style also dictate the necessity for maintenance. Commuting in dusty desert conditions will quickly clog air filters, while driving short distances repeatedly can wear out the exhaust system, as moisture is never completely evacuated. Extremely hot and cold conditions require more attention paid to radiator fluid and engine oil.

An MOT involves dozens of checks on your car, ranging from the brakes and fuel system to lights, mirrors, seatbelts, windscreen wipers and exhaust system. You can also get an MOT done at a local council test centre. These test centres don’t normally carry out repairs as well as MOTs. It doesn’t cover the condition of the engine, clutch and gearbox. To find your nearest authorised MOT test centre, visit these websites. How long does an MOT take? An average MOT test takes between 45 and 60 minutes, but there are a couple of other things to take into consideration.

How frequently should I service my car? You should have your car serviced annually or before it reaches a certain mileage outlined by the manufacturer (typically 12,000 miles) – whichever comes first. It’s best to check the service intervals in your car’s handbook, because they vary depending on the model, fuel type and engine. What work is carried out during a service? This depends on the service interval your car has reached. Most first services for new cars will involve only an oil and filter change, then the second service will also include the replacement of components with a 24-month lifespan – such as the spark plugs (petrol cars only), glow plugs (diesel cars only) and the brake fluid. There will be a larger, full service the following year, and after that the same cycle continues throughout the car’s life. However, if you own an older car and don’t cover many miles, you can opt for smaller services more often. Read additional info on http://www.mot-centre.com/.

If your car is in need of repairs, it can be frustrating. Being without a car can make you feel like a child again. Having to catch buses, or pay for taxis is no fun. Our expert mechanics have the experience and knowledge to carry out all repairs speedily and effectively. Tilehurst Service & MOT Centre offers a complete range of repairs, from removing scratches and dents in bodywork, to complete engine replacements. We’ll give you an accurate quote and let you know how long it will take, at the very start. It’s car repair perfection.

Spending about $20 to replace the fuel filter can save you a lot of money on a fuel filter. Most experts recommend owners change the fuel filter annually to keep it in top shape. While this is a fast and inexpensive replacement, it’s a more advanced project not recommended for DIY. A professional can take care of the fuel filter when you take the car in for maintenance.

The handbrake: check the tension in your handbrake. If it slides up and down without resistance and can’t be ratcheted to a set level, there’s likely to be a problem needing fixing by a professional mechanic. Seats and seatbelts: check the driver’s seat adjusts forwards and backwards and inspect the full length of the seatbelt for any damage. The bonnet; The latch on your bonnet will be tested to ensure it securely latches in the closed position.

High quality eco boom diapers wholesale provider: ECO BOOM bamboo baby wipes are safely prepared for the sensitive skin of your baby. Our wipes(such as baby butt wipes) do not contain any fragrance. They are as gentle as lint and water, making them suitable for use from birth. The moist and fresh wipes are gently made to clean your baby’s body including hands and face. ECO BOOM wipes are an unscented and 99.5% water formula and can be directly used for the baby’s skin. ECO BOOM wipes are made from bamboo to make it 100% biodegradable. See even more information at baby diaper manufacturer.

The impressive durability of bamboo fabric has been a key factor in the popularity and success of bamboo as a new eco-material. For new parents, the choice between cloth and disposable diapers can be a tricky decision. Do you want convenience or cost-savings? Laundry washing or landfill? The only real benefit of disposable bamboo diapers is that they’re really convenient. And the convenience factor may be enough to sway some parents. But, we believe that there is much more value for both you, your baby, and the planet with bamboo cloth diapers.

The World Environment Day 2022 global campaign #OnlyOneEarth calls for transformative changes to policies and choices to enable cleaner, greener, and sustainable living in harmony with nature. It will focus on the need to live sustainably in harmony with nature, and our possibilities for shifting to a greener lifestyle through both policies and individual choices. “Only One Earth” was the motto for the 1972 Stockholm Conference. 50 years on, the motto is as pertinent as ever – this planet is our only home, and humanity must safeguard its finite resources.

ECO BOOM bamboo diapers manufacture of degradable materials, No latex, PVC, TBT or Antioxidants. Natural bamboo compounded in the top sheet and backsheet. Super soft top sheet ensures your baby’s comfort. And Germany material have great absorbing performance to lock moisture away, keeping surface dry. Our bamboo nature diapers/ organic diapers now have new big and small pack option. We’re not perfect, but ECO BOOM diaper manufacturers work hard every day to bring everyone premium products while reducing plastic waste.

We need urgent action to address these pressing issues, making “Only One Earth” and its focus on living sustainably in harmony with nature, as pertinent as ever. Truly transformative options towards sustainability need to be available, affordable and attractive for people to make better daily decisions. Key areas for transformation include how we build and live in our homes, cities and places of work and worship, how and where our money is invested, and what we do for fun. But others of greater magniture also include: energy, production systems, global trade and transport systems, and protection of biodiversity.

Why Flushable Wipes Can’t Be Flushed And Benefits Of Biodegradable Wipes? Each year 11 million baby wipes are used in the UK alone; they are responsible for 93% of blockages in UK sewers and are piling up river beds and banks, even changing the shape of our rivers. Many wet wipes are labelled as flushable when in reality, they clog up our sewage systems and are quickly destroying our environment. Wipes that are labelled as flushable are possibly the worst possible wipes for the environment, and no wipes should ever be flushed.

Eco-friendly, organic, sustainability, green, recycled and non-toxic—you have certainly come across these terms when reading about planet-friendly products, practices or brands. But do you know that they are not always interchangeable? The term “natural” usually applies to those products that are proposed as alternatives to “traditional” ones. Unfortunately, there is still no Community regulation for the use of the term “natural” as a characteristic of consumer products. However, it is possible to consider as natural those products that have natural active ingredients in their composition. Find extra info on https://www.iecoboom.com/.

Disposable diapers are easy to use and super convenient. But did you know that they take at least 500 years to decompose? While not everyone can swap reusable cloth diapers, there is another way to protect the planet. That’s with some of the best eco-friendly disposable diapers. The first thing we noticed was that the material was so soft, softer than any store-bought diaper we’ve tried. My son hasn’t had any sensitivity issues while wearing it. He is always happy and comfy in them. What I really love about them is that they’re totally leak-proof. Even if my son sleeps all night, the diaper is dry in the morning. It’s not even bulgy, which I find is the case with other brands.